Retirement Planning in Myrtle Beach
30+ YearsAdvising Grand Strand families
Local OfficeMrytle Beach Office
Fiduciary AdviceGuidance in your interest
Coordinated PlanIncome, tax, and legacy together
A Retirement Plan Built Around Your Goals
Retirement is one of the biggest financial transitions you will make. The paycheck stops, but the bills, the taxes, and the goals do not. A thoughtful plan helps you move from saving for retirement to spending in retirement with confidence.
At Stonebridge Financial Group, we work with individuals and families across Myrtle Beach and Horry County to answer the questions that matter most: When can I retire? How much can I safely spend? How do I make my savings last? We take the time to understand where you stand today, then help you build a strategy for the years ahead.
Review My Retirement Plan
Why Retirement Planning Matters
A strong retirement plan helps you prepare for the years ahead with purpose. Whether you’re still working, nearing retirement, or already retired, having a strategy in place brings clarity to some of life’s biggest financial decisions. For individuals and families in the Myrtle Beach area, a thoughtful plan can help you:
Organize your retirement income sources — coordinating Social Security, pensions, and retirement accounts into a dependable, paycheck-like stream you can count on.
Balance savings, investments, and expenses — aligning what you spend with what your portfolio can sustainably support across a long retirement.
Plan for healthcare and long-term care costs — preparing for Medicare, supplemental coverage, and the possibility of extended care later in life.
Navigate Social Security and tax considerations — timing benefits and withdrawals thoughtfully to help manage the taxes you pay over time.
Align your retirement with your personal lifestyle goals — building the plan around the travel, family, and priorities that make retirement your own.
Our retirement plan services are designed to give you a clearer picture of how your resources can support you throughout retirement.
Knowing why retirement planning matters is one thing; understanding what a sound plan actually involves is another. For high-net-worth individuals and families in the Myrtle Beach area, retirement planning is rarely a single decision. It is the coordination of several moving parts, from tax-efficient income and investment management to estate, healthcare, and charitable strategies that work together over decades. The Stonebridge Financial Group outlines what a comprehensive retirement plan brings together and how each one helps protect and extend the wealth you've worked to build.
What Retirement Planning Involves
Every high-net-worth situation is different, which is why we tailor each plan rather than apply a template. For affluent clients in Myrtle Beach, comprehensive retirement planning typically brings several disciplines together:
Tax-efficient income strategies
Determining how to draw from taxable, tax-deferred, and tax-free accounts in the right order, while integrating pensions, Social Security, and other income sources to manage your tax bracket year over year.
Investment management
Structuring a portfolio that balances growth, income, and risk in a way that’s appropriate for a larger asset base and a multi-decade retirement horizon.
Roth conversion planning
Evaluating whether converting tax-deferred assets to Roth accounts makes sense, particularly in lower-income years before required minimum distributions begin.
Estate and legacy coordination
Aligning your retirement plan with how you want to transfer wealth. Many families have meaningful planning flexibility—but state-level taxes and the goal of efficient transfer still call for proactive coordination.
$15M / $30M
2026 federal estate & gift tax exemption — per individual / per married couple using portability
Healthcare and long-term care planning
Preparing for Medicare decisions, supplemental coverage, and the possibility of extended care, which can represent a significant expense even for well-funded retirements.
Charitable and gifting strategies
Using vehicles and annual gifting to support causes you care about while managing your taxable estate.
Why Retirees In Myrtle Beach Work With Us
Choosing an advisor comes down to trust. Our value comes from experience, plain spoken guidance, and a commitment to putting your interests first.
We are an independent, locally owned firm with a national partner behind us, so you get a personal relationship and a broad set of planning options in the same place.
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Decades Of Experience
More than thirty years helping Grand Strand individuals and families prepare for and live in retirement.
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Independent, With Osaic Wealth Behind Us
Securities and advisory services are offered through Osaic Wealth, Inc., Member FINRA/SIPC, a Registered Investment Adviser.
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Rooted In Myrtle Beach
We meet with clients face to face at our office on 48th Avenue North, and we serve Myrtle Beach and Horry County.
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Coordinated, Comprehensive Advice
Investments, retirement income, tax, and estate strategy planned together so the pieces work as one.
Owner & Financial Advisor
An independent financial advisor and the owner of Stonebridge Financial Group, with more than three decades in the industry. Dennie holds the Chartered Life Underwriter, Chartered Financial Consultant, and Chartered Advisor for Senior Living designations from the American College of Financial Services.
Areas We Serve
Stonebridge Financial Group serves clients from our office on 48th Avenue North in Myrtle Beach. We welcome individuals and families across the Grand Strand and Horry County who want a clear plan for retirement.
- Myrtle Beach
- North Myrtle Beach
- Surfside Beach
- Conway
- Carolina Forest
- Socastee
- Little River
- Murrells Inlet
Stonebridge Financial Group, LLC
1200 48th Avenue North, Suite 202
Myrtle Beach, SC 29577
843-839-3836
Request A Consultation With A Myrtle Beach Retirement Advisor
If you want a clear, coordinated plan for retirement, we would welcome a conversation. Reach out and we will help you schedule a time that works for you.
Frequently Asked Questions
When should I start retirement planning?
The best time to start is now, whatever your age. Planning early gives your savings more time to grow and gives you more flexibility, but a plan is valuable at any stage. Many people begin working with an advisor in the ten to fifteen years before retirement, when decisions about income, taxes, and timing become more pressing.
How much money do I need to retire?
There is no single number that fits everyone. The amount you need depends on your expected expenses, your other income sources such as Social Security or a pension, your health, and how long you expect retirement to last. A retirement plan works backward from the lifestyle you want to estimate the savings and income needed to support it.
Do you serve clients outside of Myrtle Beach?
Yes. Our office is in Myrtle Beach, and we work with clients across the Grand Strand and Horry County, including North Myrtle Beach, Surfside Beach, Conway, Murrells Inlet, and the surrounding communities. We can meet in person at our office on 48th Avenue North.
What is the 2026 Social Security cost of living adjustment?
According to the Social Security Administration, benefits increased by 2.8 percent for 2026 through the annual cost of living adjustment. The average monthly benefit for a retired worker in 2026 is about 2,071 dollars. Your own benefit depends on your earnings history and the age at which you claim.
Can you help me roll over an old 401(k)?
Yes. When you leave an employer or want to consolidate accounts, we can review your options, which may include leaving the money where it is, rolling it to a new employer plan, or rolling it to an IRA. Each option has different costs, features, and tax considerations, and we help you weigh them for your situation.
Is Stonebridge Financial Group a fiduciary?
When we provide advisory services through Osaic Wealth, Inc., a Registered Investment Adviser, we act in your best interest within that advisory relationship. We are happy to explain how we work and how we are compensated before you decide to move forward.
Let’s Build Your Retirement Strategy
Your retirement should reflect the life you’ve worked hard to build. Stonebridge Financial is here to help Myrtle Beach residents create retirement plans that are thoughtful, flexible, and aligned with personal goals.
Contact us today to start the conversation about your retirement planning.
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